Know what the offer actually pays.
A dental finance calculator suite for associates and early-career dentists. Model income, contracts, loans, and overhead with the variables that actually move dental pay. Estimate expected pay before you sign.
Reading on a Mac? Scan to get Finance on your iPhone.
Now available on the App Store in Canada, the US, the UK, Australia, New Zealand, and Singapore. Or use the free web calculators
Every calculator returns a clean result card.
Model your numbers, then save or share a clean summary precise enough for a conversation with a mentor or lender.
Every calculator, in your pocket.
Estimate take-home, compare offers, model a loan, and find breakeven, all on your device.
Associate Pay
Production in, take-home out. Split, basis, lab fees, and collection rate included.
Contract Compare
Two offers side by side, with the real monthly and annual difference.
Loan
Amortized, interest-only, balloon, or a line of credit, with payoff dates and a ledger to track the payments you make.
Overhead
Overhead percentage and owner take-home, broken down by cost category.
Breakeven
The day the month starts paying you, from your fixed costs.
Daily Minimum
The daily production target that hits your monthly collection goal.
Built around the questions dentists actually ask.
Associate Pay
Estimate monthly and annual take-home from production, collection rate, split percentage, split basis, lab fees, and hours.
Contract Compare
Put two offers side by side, even when each applies the split to a different base, and see the real monthly difference.
Loan
Model amortized, interest-only, and balloon loans or a line of credit, with full schedules, a scheduled payoff date, balance-over-time charts, and a ledger that tracks the payments you actually make.
Overhead
Break down practice overhead percentage and owner take-home from cost categories dentists recognize.
Breakeven
Calculate the working days needed to cover fixed costs, and the surplus the rest of the month produces.
Daily Minimum
Translate a monthly collection goal into the daily production target that achieves it.
Dental compensation math, done the way contracts define it.
Generic calculators do not know what adjusted production is. Finance models the details that change the answer: collection rates, lab-fee deductions before or after the split, daily guarantees, and the difference between a 40% offer on gross and a 43% offer after lab fees.
Scenarios save locally and compare side by side. Summaries export cleanly for a conversation with a mentor or accountant.
Built local-first. Core features are usable without a DentiPath account, iCloud sync, browser access, or hosted convenience features. Those capabilities are not included in the current release. Any future optional feature that changes where data is stored or processed will be clearly explained before release and before you enable it.
Why DentiPath Finance
Other tools touch one piece. Finance covers the whole decision.
Associates end up stitching together a loan calculator, a spreadsheet, and a budgeting app, yet none of them speak dental compensation. Here is how the use cases line up.
| Use case | DentiPath Finance™ | Generic calculators | Spreadsheets | General budgeting apps |
|---|---|---|---|---|
| Dental compensation model: split %, basis, lab fees, collection rate | ||||
| Side-by-side contract and offer comparison | ||||
| Loan modeling (amortized, interest-only, balloon, line of credit) with payoff dates and a payments ledger | ||||
| Practice overhead and owner take-home breakdown | ||||
| Breakeven day and daily production target | ||||
| Built-in calculations: no fragile formulas to build or maintain | ||||
| Shareable result cards and clean PDF summaries | ||||
| Local-first, no account required | ||||
| No advertising tracking in the current release | ||||
| Built specifically for dentists |
Comparison reflects general categories of tools, not any specific product; capabilities of other tools vary by vendor and version. DentiPath Finance is for planning, not financial advice.
Start with the app that matches where you are.
Free to download. On your device, no account required.
DentiPath products are for planning and record-keeping, not professional advice. They are not financial, legal, tax, accounting, employment, or clinical advice. Results depend on the information you enter and the terms of your own agreements. Review important decisions with qualified professionals.